Rashtriya Swasthya Bima Yojana (RSBY)
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RSBY is a cashless Smart Card based health insurance scheme for BPL families in the unorganised sector launched in 2007-08. It provides health insurance cover of Rs. 30,000/- for a family of five on a floater basis covering all pre-existing diseases, hospitalization expenses, maternity benefit etc. The ambit of the scheme has been expanded to include MGNREGA workers, railway porters, construction workers etc. The premium under the scheme is borne by the Central and the State Government in the ratio of 75:25 (90:10 in case of J&K and NE States). The beneficiary pays Rs. 30 at the time of enrolment. The uniqueness of the scheme lies in the fact that it provides interoperability throughout the country to facilitate use by migrant labour. | RSBY is a cashless Smart Card based health insurance scheme for BPL families in the unorganised sector launched in 2007-08. It provides health insurance cover of Rs. 30,000/- for a family of five on a floater basis covering all pre-existing diseases, hospitalization expenses, maternity benefit etc. The ambit of the scheme has been expanded to include MGNREGA workers, railway porters, construction workers etc. The premium under the scheme is borne by the Central and the State Government in the ratio of 75:25 (90:10 in case of J&K and NE States). The beneficiary pays Rs. 30 at the time of enrolment. The uniqueness of the scheme lies in the fact that it provides interoperability throughout the country to facilitate use by migrant labour. | ||
| − | RSBY has made available state of the art health facility to the poorest of the poor who can choose between public and private health service provider. The ILO and UNDP have selected the scheme as one of the eighteen successful social protection floor schemes in the world. A number of delegations from countries like Bangladesh, Nigeria, Ghana, Vietnam, Cambodia, Nepal and Maldives have visited India to study the scheme and some have even taken a decision to implement a variant in their own country | + | RSBY has made available state of the art health facility to the poorest of the poor who can choose between public and private health service provider. The ILO and UNDP have selected the scheme as one of the eighteen successful social protection floor schemes in the world. A number of delegations from countries like Bangladesh, Nigeria, Ghana, Vietnam, Cambodia, Nepal and Maldives have visited India to study the scheme and some have even taken a decision to implement a variant in their own country. |
Revision as of 08:54, 10 November 2011
RSBY is a cashless Smart Card based health insurance scheme for BPL families in the unorganised sector launched in 2007-08. It provides health insurance cover of Rs. 30,000/- for a family of five on a floater basis covering all pre-existing diseases, hospitalization expenses, maternity benefit etc. The ambit of the scheme has been expanded to include MGNREGA workers, railway porters, construction workers etc. The premium under the scheme is borne by the Central and the State Government in the ratio of 75:25 (90:10 in case of J&K and NE States). The beneficiary pays Rs. 30 at the time of enrolment. The uniqueness of the scheme lies in the fact that it provides interoperability throughout the country to facilitate use by migrant labour.
RSBY has made available state of the art health facility to the poorest of the poor who can choose between public and private health service provider. The ILO and UNDP have selected the scheme as one of the eighteen successful social protection floor schemes in the world. A number of delegations from countries like Bangladesh, Nigeria, Ghana, Vietnam, Cambodia, Nepal and Maldives have visited India to study the scheme and some have even taken a decision to implement a variant in their own country.
